Frustrated with traditional lenders?

  • Do you think your current lender would keep you informed about what their competition is doing that is new and different?

  • Are you open to finding out how new financing might be better for you?

    Our specialty is owner/user properties where the business owner also owns his building. We have an excellent track record with investor properties, and with difficult-to-finance transactions due to issues with the property, borrower, or business.

    Al Acitelli arranges commercial real estate financing for building owners and buyers who are frustrated with conservative loan terms, upset by the lack of personal service, and disappointed that their business is taken for granted by their current lender.

    Terms are competitive, but we can be expensive. A good finance man is expensive. A bad one is even more expensive.

Imperium Commercial Capital is a commercial loan mortgage broker specializing in commercial real estate mortgage loans.

We help building and business owners get financing. Our strength is in structuring transactions so they qualify for funding. We respond quickly and accurately to your commercial mortgage needs with professional analysis, and prepare, source and process commercial real estate mortgage loans all the way through to a successful funding.


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Again, Two More CRE Lenders Shut Down
Thursday, July 3, 2008

Lehman's Small Business Lending, once one of the best sources for commercial mortgages, has shut down today and is planning to eliminate their remaining commercial lending staff .

Region's Bank shut down its business lending unit and is laying off 45% of its staff as of today.. read more...

From feed dot informer dot com
Restaurant $750,000 Cash-Out Refinance of a Restaurant Financing restaurants is difficult in the best of times, much less for a newer restaurant with less than two years of operations. This property was located in a resort area on Lake Michigan and the owners had invested a significant amount of personal funds into remodeling the building, resulting in excellent business. Still, it was less than two years old.

So when they went to the local bank with whom they had a long-standing relationship and who they thought would know the area and understand the local economy and their business, the proposed loan terms they received was a fully-amortizing three year mortgage. It isn't difficult to see that the monthly debt service was excessively high and unreasonable.

We arranged for them a commercial mortgage with a 5 year fixed term, and a 30 year amortization which included a significant amount of cash-out. Debt service was reasonable, funds were used to add the bar to the restaurant, and the restaurant continues to be successful.

Yes, we made our fee which was more than earned given the cash-out, excellent terms, and a closed loan that no one would usually touch.

Fill out our Loan Profile Form today, and we'll start working on sizing up your transaction!

There are many transactions that need a deeper look than bank lenders are able to give. Call us, e-mail, or fill out the Loan Profile Form to access our experience now.